We offer a 30 year fixed rate loan with down payment assistance on the following loan products:
- FHA – 203(b), 234(c) & 203ks (lenders must have an additional approval from U.S. Bank HFA Division to originate 203ks loans)
- VA – 203(b) & 234(c)
- Rural Housing Guaranteed Loan
- Rate/term refinance loans are not available at this time
REI is not QM Exempt – all loans must meet QM guidelines.