What types of loan programs are available?

We offer a 30 year fixed rate loan with down payment assistance on the following loan products:

  • FHA – 203(b), 234(c) & 203ks (lenders must have an additional approval from U.S. Bank HFA Division to originate 203ks loans)
  • VA – 203(b) & 234(c)
  • Rural Housing Guaranteed Loan
  • Rate/term refinance loans are not available at this time

REI is not QM Exempt  – all loans must meet QM guidelines.

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