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(2989, 2, '2021-12-22 14:31:53', '2021-12-22 14:31:53', '<h1><span style=\"color: #3366ff;\"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style=\"color: #3366ff;\"><em><strong>or relevant updates </strong></em></span><span style=\"color: #3366ff;\"><em><strong>can </strong></em></span></h1>\r\n<h1><span style=\"color: #3366ff;\"><em><strong>be</strong></em></span> <span style=\"color: #3366ff;\"><em><strong>directed to US Bank by calling </strong></em></span><span style=\"color: #3366ff;\"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style=\"color: #3366ff;\"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>\r\n&nbsp;\r\n\r\n<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https://www.allregs.com/tpl/\">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf\">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>\r\n\r\n<hr />\r\n\r\n<h2>Important US Bank Lender Bulletins</h2>\r\n&nbsp;\r\n\r\n<strong><span style=\"color: #ff0000;\">December 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Seller_Guide_Update_2021-026_Upcoming_Holiday_Season_and_Hour_of_Operation.pdf\">Seller_Guide_Update_2021-026_Upcoming_Holiday_Season_and_Hour_of_Operation</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Seller_Guide_Update_2021-026_Upcoming_Holiday_Season_and_Hour_of_Operation.pdf\">Seller_Guide_Update_2021-026_Upcoming_Holiday_Season_and_Hour_of_Operation</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-067_-_December_10_Underwriting_12-10-21.pdf\">SEL-2021-067_-_December_10_Underwriting_12-10-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-065_-_December_8_UCD_Updates_12-8-21.pdf\">SEL-2021-065_-_December_8_UCD_Updates_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21.pdf\">Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/B-2021-26_Did_You_Know_November_Summary_12-7-21.pdf\">B-2021-26_Did_You_Know_November_Summary_12-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-063_-_November_19_Underwriting_11-19-21.pdf\">SEL-2021-063_-_November_19_Underwriting_11-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21.pdf\">Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-062_-_November_12_Underwriting_11-12-21.pdf\">SEL-2021-062_-_November_12_Underwriting_11-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-24_Thanksgiving_Holiday_Hours_11-16-21.pdf\">B-2021-24_Thanksgiving_Holiday_Hours_11-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-060_-_November_5_Underwriting_11-5-21.pdf\">SEL-2021-060_-_November_5_Underwriting_11-5-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-23_Veterans_Day_Holiday_Hours_11-4-21.pdf\">B-2021-23_Veterans_Day_Holiday_Hours_11-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-059_-_October_29_Underwriting_10-29-21.pdf\">SEL-2021-059_-_October_29_Underwriting_10-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-057_-_October_26_Underwriting_10-26-21.pdf\">SEL-2021-057_-_October_26_Underwriting_10-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_October_2021_Top_Quality_Findings_Manufactured_Housing_10-21-21.pdf\">Best Practices - October 2021 Top Quality Findings - Manufactured Housing 10-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf\">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf\">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf\">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf\">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf\">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf\">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf\">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf\">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf\">SEL-2021-048_-_August_27_Underwriting</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf\">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf\">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf\">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf\">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf\">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf\">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf\">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf\">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf\">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf\">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf\">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf\">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf\">SEL-2021-033_QM_Updates_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf\">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf\">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf\">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf\">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf\">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf\">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf\">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf\">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf\">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf\">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf\">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf\">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">March 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf\">B-2021-09_Good_Friday_3-31-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf\">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf\">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf\">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf\">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf\">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf\">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf\">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf\">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf\">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf\">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf\">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf\">B-2021-07_Presidents_Holiday_2-9-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf\">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf\">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf\">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf\">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf\">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf\">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf\">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf\">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf\">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf\">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf\">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf\">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf\">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf\">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf\">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf\">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf\">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf\">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf\">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf\">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf\">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf\">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf\">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf\">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf\">B-2020-19_Columbus_Holiday_10-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf\">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf\">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf\">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf\">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf\">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf\">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf\">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf\">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf\">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf\">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf\">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf\">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf\">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf\">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf\">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf\">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf\">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf\">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf\">B-2020-14_July_4th_Holiday_6-26-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf\">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf\">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf\">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf\">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf\">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf\">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf\">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf\">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf\">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf\">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf\">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf\">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf\">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf\">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf\">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf\">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf\">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf\">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf\">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf\">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf\">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf\">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf\">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>', 'US Bank Lender Information', '', 'inherit', 'closed', 'closed', '', '2516-revision-v1', '', '', '2021-12-22 14:31:53', '2021-12-22 14:31:53', '', 2516, 'https://reidownpayment.org/2516-revision-v1/', 0, 'revision', '', 0),
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(2991, 2, '2021-12-22 21:48:45', '2021-12-22 21:48:45', '<h1><span style=\"color: #3366ff;\"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style=\"color: #3366ff;\"><em><strong>or relevant updates </strong></em></span><span style=\"color: #3366ff;\"><em><strong>can </strong></em></span></h1>\r\n<h1><span style=\"color: #3366ff;\"><em><strong>be</strong></em></span> <span style=\"color: #3366ff;\"><em><strong>directed to US Bank by calling </strong></em></span><span style=\"color: #3366ff;\"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style=\"color: #3366ff;\"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>\r\n&nbsp;\r\n\r\n<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https://www.allregs.com/tpl/\">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf\">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>\r\n\r\n<hr />\r\n\r\n<h2>Important US Bank Lender Bulletins</h2>\r\n&nbsp;\r\n\r\n<strong><span style=\"color: #ff0000;\">December 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21.pdf\">Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-067_-_December_10_Underwriting_12-10-21.pdf\">SEL-2021-067_-_December_10_Underwriting_12-10-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-065_-_December_8_UCD_Updates_12-8-21.pdf\">SEL-2021-065_-_December_8_UCD_Updates_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21.pdf\">Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/B-2021-26_Did_You_Know_November_Summary_12-7-21.pdf\">B-2021-26_Did_You_Know_November_Summary_12-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-063_-_November_19_Underwriting_11-19-21.pdf\">SEL-2021-063_-_November_19_Underwriting_11-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21.pdf\">Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-062_-_November_12_Underwriting_11-12-21.pdf\">SEL-2021-062_-_November_12_Underwriting_11-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-24_Thanksgiving_Holiday_Hours_11-16-21.pdf\">B-2021-24_Thanksgiving_Holiday_Hours_11-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-060_-_November_5_Underwriting_11-5-21.pdf\">SEL-2021-060_-_November_5_Underwriting_11-5-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-23_Veterans_Day_Holiday_Hours_11-4-21.pdf\">B-2021-23_Veterans_Day_Holiday_Hours_11-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-059_-_October_29_Underwriting_10-29-21.pdf\">SEL-2021-059_-_October_29_Underwriting_10-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-057_-_October_26_Underwriting_10-26-21.pdf\">SEL-2021-057_-_October_26_Underwriting_10-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_October_2021_Top_Quality_Findings_Manufactured_Housing_10-21-21.pdf\">Best Practices - October 2021 Top Quality Findings - Manufactured Housing 10-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf\">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf\">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf\">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf\">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf\">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf\">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf\">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf\">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf\">SEL-2021-048_-_August_27_Underwriting</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf\">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf\">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf\">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf\">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf\">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf\">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf\">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf\">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf\">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf\">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf\">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf\">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf\">SEL-2021-033_QM_Updates_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf\">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf\">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf\">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf\">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf\">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf\">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf\">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf\">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf\">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf\">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf\">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf\">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">March 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf\">B-2021-09_Good_Friday_3-31-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf\">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf\">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf\">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf\">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf\">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf\">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf\">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf\">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf\">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf\">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf\">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf\">B-2021-07_Presidents_Holiday_2-9-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf\">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf\">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf\">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf\">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf\">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf\">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf\">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf\">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf\">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf\">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf\">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf\">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf\">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf\">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf\">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf\">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf\">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf\">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf\">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf\">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf\">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf\">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf\">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf\">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf\">B-2020-19_Columbus_Holiday_10-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf\">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf\">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf\">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf\">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf\">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf\">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf\">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf\">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf\">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf\">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf\">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf\">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf\">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf\">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf\">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf\">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf\">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf\">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf\">B-2020-14_July_4th_Holiday_6-26-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf\">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf\">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf\">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf\">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf\">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf\">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf\">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf\">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf\">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf\">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf\">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf\">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf\">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf\">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf\">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf\">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf\">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf\">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf\">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf\">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf\">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf\">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf\">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>', 'US Bank Lender Information', '', 'inherit', 'closed', 'closed', '', '2516-revision-v1', '', '', '2021-12-22 21:48:45', '2021-12-22 21:48:45', '', 2516, 'https://reidownpayment.org/2516-revision-v1/', 0, 'revision', '', 0),
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(2996, 2, '2022-01-28 21:12:57', '2022-01-28 21:12:57', '<h1><span style=\"color: #3366ff;\"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style=\"color: #3366ff;\"><em><strong>or relevant updates </strong></em></span><span style=\"color: #3366ff;\"><em><strong>can </strong></em></span></h1>\r\n<h1><span style=\"color: #3366ff;\"><em><strong>be</strong></em></span> <span style=\"color: #3366ff;\"><em><strong>directed to US Bank by calling </strong></em></span><span style=\"color: #3366ff;\"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style=\"color: #3366ff;\"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>\r\n&nbsp;\r\n\r\n<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https://www.allregs.com/tpl/\">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf\">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>\r\n\r\n<hr />\r\n\r\n<h2>Important US Bank Lender Bulletins</h2>\r\n&nbsp;\r\n\r\n<strong><span style=\"color: #ff0000;\">January 2022</span></strong>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-004_-_Januar_28_Underwriting_1-28-22.pdf\">SEL-2022-004_-_Januar_28_Underwriting_1-28-22</a>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-003_-_January_21_Underwriting_1-21-22.pdf\">SEL-2022-003_-_January_21_Underwriting_1-21-22</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21.pdf\">Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-067_-_December_10_Underwriting_12-10-21.pdf\">SEL-2021-067_-_December_10_Underwriting_12-10-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-065_-_December_8_UCD_Updates_12-8-21.pdf\">SEL-2021-065_-_December_8_UCD_Updates_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21.pdf\">Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/B-2021-26_Did_You_Know_November_Summary_12-7-21.pdf\">B-2021-26_Did_You_Know_November_Summary_12-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-063_-_November_19_Underwriting_11-19-21.pdf\">SEL-2021-063_-_November_19_Underwriting_11-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21.pdf\">Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-062_-_November_12_Underwriting_11-12-21.pdf\">SEL-2021-062_-_November_12_Underwriting_11-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-24_Thanksgiving_Holiday_Hours_11-16-21.pdf\">B-2021-24_Thanksgiving_Holiday_Hours_11-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-060_-_November_5_Underwriting_11-5-21.pdf\">SEL-2021-060_-_November_5_Underwriting_11-5-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-23_Veterans_Day_Holiday_Hours_11-4-21.pdf\">B-2021-23_Veterans_Day_Holiday_Hours_11-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-059_-_October_29_Underwriting_10-29-21.pdf\">SEL-2021-059_-_October_29_Underwriting_10-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-057_-_October_26_Underwriting_10-26-21.pdf\">SEL-2021-057_-_October_26_Underwriting_10-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_October_2021_Top_Quality_Findings_Manufactured_Housing_10-21-21.pdf\">Best Practices - October 2021 Top Quality Findings - Manufactured Housing 10-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf\">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf\">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf\">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf\">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf\">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf\">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf\">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf\">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf\">SEL-2021-048_-_August_27_Underwriting</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf\">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf\">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf\">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf\">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf\">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf\">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf\">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf\">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf\">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf\">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf\">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf\">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf\">SEL-2021-033_QM_Updates_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf\">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf\">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf\">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf\">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf\">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf\">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf\">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf\">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf\">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf\">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf\">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf\">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">March 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf\">B-2021-09_Good_Friday_3-31-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf\">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf\">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf\">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf\">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf\">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf\">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf\">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf\">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf\">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf\">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf\">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf\">B-2021-07_Presidents_Holiday_2-9-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf\">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf\">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf\">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf\">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf\">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf\">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf\">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf\">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf\">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf\">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf\">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf\">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf\">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf\">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf\">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf\">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf\">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf\">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf\">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf\">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf\">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf\">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf\">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf\">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf\">B-2020-19_Columbus_Holiday_10-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf\">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf\">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf\">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf\">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf\">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf\">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf\">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf\">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf\">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf\">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf\">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf\">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf\">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf\">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf\">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf\">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf\">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf\">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf\">B-2020-14_July_4th_Holiday_6-26-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf\">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf\">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf\">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf\">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf\">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf\">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf\">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf\">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf\">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf\">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf\">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf\">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf\">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf\">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf\">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf\">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf\">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf\">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf\">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf\">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf\">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf\">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf\">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>', 'US Bank Lender Information', '', 'inherit', 'closed', 'closed', '', '2516-revision-v1', '', '', '2022-01-28 21:12:57', '2022-01-28 21:12:57', '', 2516, 'https://reidownpayment.org/2516-revision-v1/', 0, 'revision', '', 0);
INSERT INTO `wp_posts` (`ID`, `post_author`, `post_date`, `post_date_gmt`, `post_content`, `post_title`, `post_excerpt`, `post_status`, `comment_status`, `ping_status`, `post_password`, `post_name`, `to_ping`, `pinged`, `post_modified`, `post_modified_gmt`, `post_content_filtered`, `post_parent`, `guid`, `menu_order`, `post_type`, `post_mime_type`, `comment_count`) VALUES
(2997, 2, '2022-01-28 21:13:48', '2022-01-28 21:13:48', '<h1><span style=\"color: #3366ff;\"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style=\"color: #3366ff;\"><em><strong>or relevant updates </strong></em></span><span style=\"color: #3366ff;\"><em><strong>can </strong></em></span></h1>\r\n<h1><span style=\"color: #3366ff;\"><em><strong>be</strong></em></span> <span style=\"color: #3366ff;\"><em><strong>directed to US Bank by calling </strong></em></span><span style=\"color: #3366ff;\"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style=\"color: #3366ff;\"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>\r\n&nbsp;\r\n\r\n<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https://www.allregs.com/tpl/\">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf\">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>\r\n\r\n<hr />\r\n\r\n<h2>Important US Bank Lender Bulletins</h2>\r\n&nbsp;\r\n\r\n<strong><span style=\"color: #ff0000;\">January 2022</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-004_-_Januar_28_Underwriting_1-28-22.pdf\">SEL-2022-004_-_Januar_28_Underwriting_1-28-22</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-003_-_January_21_Underwriting_1-21-22.pdf\">SEL-2022-003_-_January_21_Underwriting_1-21-22</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21.pdf\">Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-067_-_December_10_Underwriting_12-10-21.pdf\">SEL-2021-067_-_December_10_Underwriting_12-10-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-065_-_December_8_UCD_Updates_12-8-21.pdf\">SEL-2021-065_-_December_8_UCD_Updates_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21.pdf\">Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/B-2021-26_Did_You_Know_November_Summary_12-7-21.pdf\">B-2021-26_Did_You_Know_November_Summary_12-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-063_-_November_19_Underwriting_11-19-21.pdf\">SEL-2021-063_-_November_19_Underwriting_11-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21.pdf\">Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-062_-_November_12_Underwriting_11-12-21.pdf\">SEL-2021-062_-_November_12_Underwriting_11-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-24_Thanksgiving_Holiday_Hours_11-16-21.pdf\">B-2021-24_Thanksgiving_Holiday_Hours_11-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-060_-_November_5_Underwriting_11-5-21.pdf\">SEL-2021-060_-_November_5_Underwriting_11-5-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-23_Veterans_Day_Holiday_Hours_11-4-21.pdf\">B-2021-23_Veterans_Day_Holiday_Hours_11-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-059_-_October_29_Underwriting_10-29-21.pdf\">SEL-2021-059_-_October_29_Underwriting_10-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-057_-_October_26_Underwriting_10-26-21.pdf\">SEL-2021-057_-_October_26_Underwriting_10-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_October_2021_Top_Quality_Findings_Manufactured_Housing_10-21-21.pdf\">Best Practices - October 2021 Top Quality Findings - Manufactured Housing 10-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf\">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf\">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf\">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf\">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf\">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf\">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf\">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf\">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf\">SEL-2021-048_-_August_27_Underwriting</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf\">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf\">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf\">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf\">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf\">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf\">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf\">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf\">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf\">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf\">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf\">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf\">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf\">SEL-2021-033_QM_Updates_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf\">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf\">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf\">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf\">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf\">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf\">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf\">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf\">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf\">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf\">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf\">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf\">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">March 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf\">B-2021-09_Good_Friday_3-31-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf\">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf\">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf\">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf\">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf\">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf\">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf\">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf\">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf\">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf\">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf\">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf\">B-2021-07_Presidents_Holiday_2-9-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf\">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf\">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf\">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf\">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf\">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf\">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf\">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf\">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf\">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf\">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf\">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf\">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf\">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf\">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf\">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf\">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf\">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf\">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf\">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf\">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf\">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf\">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf\">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf\">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf\">B-2020-19_Columbus_Holiday_10-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf\">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf\">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf\">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf\">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf\">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf\">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf\">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf\">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf\">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf\">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf\">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf\">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf\">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf\">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf\">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf\">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf\">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf\">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf\">B-2020-14_July_4th_Holiday_6-26-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf\">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf\">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf\">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf\">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf\">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf\">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf\">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf\">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf\">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf\">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf\">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf\">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf\">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf\">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf\">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf\">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf\">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf\">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf\">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf\">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf\">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf\">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf\">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>', 'US Bank Lender Information', '', 'inherit', 'closed', 'closed', '', '2516-revision-v1', '', '', '2022-01-28 21:13:48', '2022-01-28 21:13:48', '', 2516, 'https://reidownpayment.org/2516-revision-v1/', 0, 'revision', '', 0),
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(2999, 2, '2022-01-28 21:15:51', '2022-01-28 21:15:51', '<h1><span style=\"color: #3366ff;\"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style=\"color: #3366ff;\"><em><strong>or relevant updates </strong></em></span><span style=\"color: #3366ff;\"><em><strong>can </strong></em></span></h1>\r\n<h1><span style=\"color: #3366ff;\"><em><strong>be</strong></em></span> <span style=\"color: #3366ff;\"><em><strong>directed to US Bank by calling </strong></em></span><span style=\"color: #3366ff;\"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style=\"color: #3366ff;\"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>\r\n&nbsp;\r\n\r\n<span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https://www.allregs.com/tpl/\">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf\">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>\r\n\r\n<a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf\">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>\r\n\r\n<strong><span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf\">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>\r\n\r\n<hr />\r\n\r\n<h2>Important US Bank Lender Bulletins</h2>\r\n&nbsp;\r\n\r\n<strong><span style=\"color: #ff0000;\">January 2022</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-004_-_Januar_28_Underwriting_1-28-22.pdf\">SEL-2022-004_-_Januar_28_Underwriting_1-28-22</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-003_-_January_21_Underwriting_1-21-22.pdf\">SEL-2022-003_-_January_21_Underwriting_1-21-22</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2022/01/SEL-2022-001_-_Jan_7_Underwriting_1-7-22.pdf\">SEL-2022-001_-_Jan_7_Underwriting_1-7-22</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21.pdf\">Bulletin_2021-027A_Upcoming_Holiday_Season_and_Hour_of_Operations_12-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-067_-_December_10_Underwriting_12-10-21.pdf\">SEL-2021-067_-_December_10_Underwriting_12-10-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/SEL-2021-065_-_December_8_UCD_Updates_12-8-21.pdf\">SEL-2021-065_-_December_8_UCD_Updates_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21.pdf\">Best_Practices_-_December_2021_Top_Quality_Findings_12-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/12/B-2021-26_Did_You_Know_November_Summary_12-7-21.pdf\">B-2021-26_Did_You_Know_November_Summary_12-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-063_-_November_19_Underwriting_11-19-21.pdf\">SEL-2021-063_-_November_19_Underwriting_11-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21.pdf\">Best_Practices_-_November_2021_Top_Missing_Critical_Documents_11-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-062_-_November_12_Underwriting_11-12-21.pdf\">SEL-2021-062_-_November_12_Underwriting_11-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-24_Thanksgiving_Holiday_Hours_11-16-21.pdf\">B-2021-24_Thanksgiving_Holiday_Hours_11-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-060_-_November_5_Underwriting_11-5-21.pdf\">SEL-2021-060_-_November_5_Underwriting_11-5-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/B-2021-23_Veterans_Day_Holiday_Hours_11-4-21.pdf\">B-2021-23_Veterans_Day_Holiday_Hours_11-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-059_-_October_29_Underwriting_10-29-21.pdf\">SEL-2021-059_-_October_29_Underwriting_10-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/SEL-2021-057_-_October_26_Underwriting_10-26-21.pdf\">SEL-2021-057_-_October_26_Underwriting_10-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/11/Best_Practices_-_October_2021_Top_Quality_Findings_Manufactured_Housing_10-21-21.pdf\">Best Practices - October 2021 Top Quality Findings - Manufactured Housing 10-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf\">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf\">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf\">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf\">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf\">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf\">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf\">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf\">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf\">SEL-2021-048_-_August_27_Underwriting</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf\">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf\">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf\">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf\">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf\">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf\">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf\">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf\">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf\">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf\">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf\">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf\">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf\">SEL-2021-033_QM_Updates_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf\">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf\">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf\">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf\">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf\">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf\">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf\">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf\">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf\">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf\">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf\">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf\">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf\">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">March 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf\">B-2021-09_Good_Friday_3-31-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf\">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf\">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf\">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf\">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf\">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf\">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf\">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf\">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf\">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf\">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf\">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf\">B-2021-07_Presidents_Holiday_2-9-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2021</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf\">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf\">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf\">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf\">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf\">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>\r\n<strong><span style=\"color: #ff0000;\">December 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf\">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf\">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf\">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf\">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf\">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf\">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf\">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf\">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf\">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">November 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf\">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf\">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf\">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf\">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf\">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf\">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">October 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf\">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf\">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf\">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf\">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf\">B-2020-19_Columbus_Holiday_10-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf\">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf\">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">September 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf\">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf\">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf\">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf\">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf\">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf\">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">August 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf\">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf\">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf\">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf\">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf\">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">July 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf\">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf\">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf\">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf\">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf\">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">June 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf\">B-2020-14_July_4th_Holiday_6-26-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf\">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf\">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf\">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf\">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf\">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">May 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf\">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf\">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf\">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf\">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf\">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf\">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">April 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf\">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf\">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf\">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf\">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf\">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf\">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">February 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf\">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf\">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>\r\n<strong><span style=\"color: #ff0000;\">January 2020</span></strong>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf\">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf\">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf\">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>\r\n<p style=\"padding-left: 30px;\"><a href=\"https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf\">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>', 'US Bank Lender Information', '', 'inherit', 'closed', 'closed', '', '2516-revision-v1', '', '', '2022-01-28 21:15:51', '2022-01-28 21:15:51', '', 2516, 'https://reidownpayment.org/2516-revision-v1/', 0, 'revision', '', 0),
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-- --------------------------------------------------------

--
-- Table structure for table `wp_users`
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CREATE TABLE `wp_users` (
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  `user_pass` varchar(255) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT '',
  `user_nicename` varchar(50) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT '',
  `user_email` varchar(100) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT '',
  `user_url` varchar(100) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT '',
  `user_registered` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `user_activation_key` varchar(255) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT '',
  `user_status` int(11) NOT NULL DEFAULT '0',
  `display_name` varchar(250) COLLATE utf8mb4_unicode_ci NOT NULL DEFAULT ''
) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci;

--
-- Dumping data for table `wp_users`
--

INSERT INTO `wp_users` (`ID`, `user_login`, `user_pass`, `user_nicename`, `user_email`, `user_url`, `user_registered`, `user_activation_key`, `user_status`, `display_name`) VALUES
(1, 'gurustu', '$P$Bbrq0bUWd2Y9sF1H8b.k1VSi9IO73s0', 'gurustu', 'mason@gurustugroup.com', '', '2013-04-19 21:10:35', '', 0, 'gurustu'),
(2, 'marla', '$P$B9PIlfhslPoq7825a8xaEkrmR48ooX/', 'marla', 'mwingfield@reiok.org', '', '2013-11-26 20:26:48', '', 0, 'Marla Wingfield');

-- --------------------------------------------------------

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-- Table structure for table `wp_wfblockediplog`
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  `unixday` int(10) UNSIGNED NOT NULL,
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--
-- Dumping data for table `wp_wfblockediplog`
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-- --------------------------------------------------------

--
-- Table structure for table `wp_wfblocks7`
--

CREATE TABLE `wp_wfblocks7` (
  `id` bigint(20) UNSIGNED NOT NULL,
  `type` int(10) UNSIGNED NOT NULL DEFAULT '0',
  `IP` binary(16) NOT NULL DEFAULT '\0\0\0\0\0\0\0\0\0\0\0\0\0\0\0\0',
  `blockedTime` bigint(20) NOT NULL,
  `reason` varchar(255) NOT NULL,
  `lastAttempt` int(10) UNSIGNED DEFAULT '0',
  `blockedHits` int(10) UNSIGNED DEFAULT '0',
  `expiration` bigint(20) UNSIGNED NOT NULL DEFAULT '0',
  `parameters` text
) ENGINE=InnoDB DEFAULT CHARSET=utf8;

-- --------------------------------------------------------

--
-- Table structure for table `wp_wfconfig`
--

CREATE TABLE `wp_wfconfig` (
  `name` varchar(100) NOT NULL,
  `val` longblob,
  `autoload` enum('no','yes') NOT NULL DEFAULT 'yes'
) ENGINE=InnoDB DEFAULT CHARSET=utf8;

--
-- Dumping data for table `wp_wfconfig`
--

INSERT INTO `wp_wfconfig` (`name`, `val`, `autoload`) VALUES
('activatingIP', 0x3231362e31362e3133382e313530, 'yes'),
('actUpdateInterval', 0x32, 'yes'),
('addCacheComment', 0x30, 'yes'),
('adminNoticeQueue', 0x613a303a7b7d, 'yes'),
('adminUserList', 0x613a323a7b693a313b693a313b693a323b693a313b7d, 'yes'),
('advancedCommentScanning', 0x31, 'yes'),
('ajaxWatcherDisabled_admin', 0x30, 'yes'),
('ajaxWatcherDisabled_front', 0x30, 'yes'),
('alertEmails', 0x686f7374696e6740677572757374752e636f, 'yes'),
('alertOn_adminLogin', 0x31, 'yes'),
('alertOn_block', 0x31, 'yes'),
('alertOn_breachLogin', 0x31, 'yes'),
('alertOn_firstAdminLoginOnly', 0x30, 'yes'),
('alertOn_firstNonAdminLoginOnly', 0x30, 'yes'),
('alertOn_loginLockout', 0x31, 'yes'),
('alertOn_lostPasswdForm', 0x31, 'yes'),
('alertOn_nonAdminLogin', 0x30, 'yes'),
('alertOn_scanIssues', 0x31, 'yes'),
('alertOn_severityLevel', 0x3235, 'yes'),
('alertOn_throttle', 0x30, 'yes'),
('alertOn_update', 0x30, 'yes'),
('alertOn_wafDeactivated', 0x31, 'yes'),
('alertOn_wordfenceDeactivated', 0x31, 'yes'),
('alert_maxHourly', 0x30, 'yes'),
('allowed404s', 0x2f66617669636f6e2e69636f0a2f6170706c652d746f7563682d69636f6e2a2e706e670a2f2a4032782e706e670a2f62726f77736572636f6e6669672e786d6c, 'yes'),
('allowed404s6116Migration', 0x31, 'yes'),
('allowHTTPSCaching', 0x30, 'yes'),
('allowLegacy2FA', 0x30, 'yes'),
('allowMySQLi', 0x31, 'yes'),
('allScansScheduled', 0x613a333a7b693a303b613a323a7b733a393a2274696d657374616d70223b693a313634343334323030303b733a343a2261726773223b613a313a7b693a303b693a313634343334323030303b7d7d693a313b613a323a7b733a393a2274696d657374616d70223b693a313634343630313230303b733a343a2261726773223b613a313a7b693a303b693a313634343630313230303b7d7d693a323b613a323a7b733a393a2274696d657374616d70223b693a313634343836303430303b733a343a2261726773223b613a313a7b693a303b693a313634343836303430303b7d7d7d, 'yes'),
('apiKey', 0x61316137646637306430383564306533656462613464323362616464666134633864313362316436663137656139663136333337303164656336366437663939363866396662613339323930396137383934633466336534343763303739366331343561633161343639643534653139616137653634643962646564363365356362623435616262323065333637323562346261636338633833306164306634, 'yes'),
('autoBlockScanners', 0x31, 'yes'),
('autoUpdate', 0x31, 'yes'),
('autoUpdateAttempts', 0x30, 'yes'),
('autoUpdateChoice', 0x31, 'yes'),
('bannedURLs', '', 'yes'),
('betaThreatDefenseFeed', 0x30, 'yes'),
('blockCustomText', '', 'yes'),
('blockedTime', 0x333030, 'yes'),
('blockFakeBots', 0x30, 'yes'),
('blocks702Migration', 0x31, 'yes'),
('cacheType', 0x64697361626c6564, 'yes'),
('cbl_action', 0x626c6f636b, 'yes'),
('cbl_bypassRedirDest', '', 'yes'),
('cbl_bypassRedirURL', '', 'yes'),
('cbl_bypassViewURL', '', 'yes'),
('cbl_cookieVal', 0x35643665643530386137386130, 'yes'),
('cbl_loggedInBlocked', '', 'yes'),
('cbl_redirURL', '', 'yes'),
('cbl_restOfSiteBlocked', 0x31, 'yes'),
('checkSpamIP', 0x31, 'yes'),
('config701Migration', 0x31, 'yes'),
('config720Migration', 0x31, 'yes');
INSERT INTO `wp_wfconfig` (`name`, `val`, `autoload`) VALUES
('coreHashes', 0x[encoded data, 273850 characters], 'no');
