I am currently looking to buy my first home, and was hoping to get down payment assistance so I would not need to drain my savings account to get a home. My credit scores as of early September were:

Transunion 642
Experian 618
Equifax 596

I read under the FAQS that you required a minimum of 640 in order to qualify, so my question was which report do you need to use? If you can you my TransUnion, I will gladly fill out an application today

Thank you,
William