<ul>
 	<li>Determined by First Mortgage Program not to exceed 50% when underwritten through AUS (DU or LP).</li>
 	<li>Manual Underwrite/Alternative Credit Score for AUS refer or No Fico maximum 36% with minimum 2 months PITI reserves after closing. Refer to <a href="http://reidownpayment.org/wp/wp-content/uploads/2019/08/REI-Gift100-Conventional-Program-Summary-19.09.05.pdf" target="_blank" rel="noopener">Program Summary</a> for more details.</li>
</ul>