Larry Fletcher here , Just have a question concerning using the REI Down Payment/Closing Cost Program !
 On 8/25/2021 I visited a Rausch/Colman home builder ( ninety one area )sales rep. in Broken Arrow Ok. in hopes of buying a new house . I asked the question concerning the REI program , and was told that it did not include the closing cost only a percentage of the down payment ! 
  My question being is this correct or incorrect ? If it is wrong then my second question being I am retired and I checked the restrictions for Tulsa County the earning amount being around $75,000.00 annually , my income is $51,000.00 annually , would I not qualify for this program ? 