My husband and I would like to buy a home but every time we get a savings started, there's always a car repair, expensive dental treatment, pet emergency, etc., and it gets spent. It's very discouraging. We've been renting the same house for 10 years and it is just so frustrating to never get to the next step in our future. My husband was a manager at Wal-Mart and worked there for five years until the pandemic. Then he finally quit because of how they just abused and exploited him, along with many other workers. They forced him to do twice the work and in several areas because he had PLE training. Then they forced him to do temp checks and personally assist the people who were coming to get covid tests in the parking lot by the hundreds. My husband is missing an eye along with several other health issues. God, he is just always working and trying to get ahead so we can have at least have one thing to call our own. We didn't want to just sit around during this shut down so we switched to doing food delivery full time after he left Wal-Mart. We get paid more doing this than we ever got at Wal-Mart and he was a manager. We've been doing this job successfully for a year now and I just recently got into transcription work. My point is that we are a hard working family and need a hand up, not out. We used the stimulus to pay down debt and buy/repair appliances and equipment that just won't stop breaking down. Anyways, we have paid rent,bills,credit cards,etc. on time for years despite any changes in jobs or financial situation. We don't get welfare or disability benefits, we just work. If there is a possibility of getting help with down payments or anything we would be most grateful. 