Hello, my husband and I are hoping to be able to utilize this program to buy a home. We live in Miami, OK and I was wondering what lender we would need to talk to. This will be our first time buying a home, so we are quite lost on this whole process and how it works. Also, we filed Chapter 7 bankruptcy in March of 2015, and it has been 2 years since the discharge date, but I was wondering if that would be an issue? We recently applied for a mortgage with Quicken Loans, and we were denied because of the bankruptcy, but it was at that time that we also learned that my husband's credit score was 643, which is the above the minimum score for this program. Thank you! 