Good afternoon!
Im one to save penny(thousands in this case) when i can. I ran across your program and clicked around a little. It seems i could apply for the conventional loan and still meet the requirements. Im loooking to see if i can take advantage of this or not. This would be a grant program without any "loopholes" correct?
We're closing on a new build home in Aug in Canadian county. I make 94K with a household of 3. I appreciate your help. 
Have a great day!
Logan