<h1><span style="color: #3366ff;"><em><strong>The information below is provided by US Bank.  Any specific questions about this information </strong></em></span><span style="color: #3366ff;"><em><strong>or relevant updates </strong></em></span><span style="color: #3366ff;"><em><strong>can </strong></em></span></h1>
<h1><span style="color: #3366ff;"><em><strong>be</strong></em></span> <span style="color: #3366ff;"><em><strong>directed to US Bank by calling </strong></em></span><span style="color: #3366ff;"><em><strong>(800) 562-5165 Option #2, or by</strong></em></span><span style="color: #3366ff;"><em><strong> searching the US Bank online regs via the link below.</strong></em></span></h1>
&nbsp;

<span style="color: #000000;"><a style="color: #000000;" href="https://www.allregs.com/tpl/">US Bank Housing Finance Agency (HFA) Division Online Regs</a></span>

<a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Delegated-HFA-Government-05.21.2021.pdf">US Bank HFA Consolidated Government Delegated Overlay Matrix (Updated 05/21/2021)</a>

<a href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Delegated-HFA-Conventional-10.01.2021.pdf">US Bank HFA Consolidated Conventional Delegated Overlay Matrix (Updated 10/01/2021)</a>

<a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/Overlay-Matrix-Non-Delegated-HFA-Government-05.21.2021.pdf">US Bank HFA Consolidated Government Non-Delegated Overlay Matrix (Updated 05/21/2021)</a>

<a href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/Overlay-Matrix-Non-Delegated-HFA-Conventional-10.01.2021.pdf">US Bank HFA Consolidated Conventional Non-Delegated Overlay Matrix (Updated 10/01/2021)</a>

<strong><span style="color: #ff0000;"><a style="color: #ff0000;" href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/COVID-19_Frequently_Asked_Questions_10_08_2021_.pdf">US Bank COVID-19 Information (Updated 10/08/2021)</a></span></strong>

<hr />

<h2>Important US Bank Lender Bulletins</h2>
&nbsp;

<strong><span style="color: #ff0000;">October 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-056_-_October_15_Underwriting_10-15-21.pdf">SEL-2021-056_-_October_15_Underwriting_10-15-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/SEL-2021-055_-_October_8_Underwriting_10-8-21.pdf">SEL-2021-055_-_October_8_Underwriting_10-8-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/10/B-2021-22_Columbus_Day_Holiday_Hours_10-4-21.pdf">B-2021-22_Columbus_Day_Holiday_Hours_10-4-21</a></p>
<strong><span style="color: #ff0000;">September 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-053_-_September_24_Underwriting_9-24-21.pdf">SEL-2021-053_-_September_24_Underwriting_9-24-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/09/Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21.pdf">Best_Practices_-_September_2021_Top_Quality_Findings_9-22-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-052_-_September_17_Underwriting_9-17-21.pdf">SEL-2021-052_-_September_17_Underwriting_9-17-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/09/SEL-2021-051_-_September_10_Underwriting_9-10-21.pdf">SEL-2021-051_-_September_10_Underwriting_9-10-21</a></p>
<strong><span style="color: #ff0000;">August 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/08/B-2021-21_Labor_Day_Holiday_Hours_8-30-21.pdf">B-2021-21_Labor_Day_Holiday_Hours_8-30-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-048_-_August_27_Underwriting.pdf">SEL-2021-048_-_August_27_Underwriting</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-047_-_August_20_Underwriting_8-20-21.pdf">SEL-2021-047_-_August_20_Underwriting_8-20-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21.pdf">SEL-2021-045_-_August_13_Agency_COVID_Updates_8-13-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/08/SEL-2021-044_-_August_6_Underwriting_8-06-21.pdf">SEL-2021-044_-_August_6_Underwriting_8-06-21</a></p>
<strong><span style="color: #ff0000;">July 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-043_-_July_30_Underwriting_7-30-21.pdf">SEL-2021-043_-_July_30_Underwriting_7-30-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21.pdf">SEL-2021-040_-_July_23_HFA_Remidner_FNMA_Homebuyer_Ed_7-23-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-039_-_July_16_Underwriting_7-16-21.pdf">SEL-2021-039_-_July_16_Underwriting_7-16-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-038_-_July_2_Underwriting_7-9-21.pdf">SEL-2021-038_-_July_9_Underwriting_7-9-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/07/SEL-2021-037_-_July_2_Underwriting_7-2-21.pdf">SEL-2021-037_-_July_2_Underwriting_7-2-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-20_July_4th_Holiday_Hours_6-28-21_002_.pdf">B-2021-20_July_4th_Holiday_Hours_6-28-21_002_</a></p>
<strong><span style="color: #ff0000;">June 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21.pdf">Best_Practices_-_June_2021_Top_Quality_Findings_6-25-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-035_-_June_25_Underwriting_6-25-21.pdf">SEL-2021-035_-_June_25_Underwriting_6-25-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-034_-_June_18_Underwriting_6-18-21.pdf">SEL-2021-034_-_June_18_Underwriting_6-18-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-033_QM_Updates_6-18-21.pdf">SEL-2021-033_QM_Updates_6-18-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/B-2021-18_Juneteenth_Day_Holiday_6-18-21.pdf">B-2021-18_Juneteenth_Day_Holiday_6-18-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-031_-_June_4_Underwriting_6-4-21.pdf">SEL-2021-031_-_June_4_Underwriting_6-4-21</a></p>
<strong><span style="color: #ff0000;">May 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/HFA_-_FNMA_Variance_LPA_Loans_5-28-21.pdf">HFA_-_FNMA_Variance_LPA_Loans_5-28-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-030_-_May_28_Underwriting_5-28-21.pdf">SEL-2021-030_-_May_28_Underwriting_5-28-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-029_-_May_21_Underwriting_5-21-21.pdf">SEL-2021-029_-_May_21_Underwriting_5-21-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-028_-_May_21_Underwriting_5-21-21.pdf">SEL-2021-028_-_May_21_Underwriting_5-21-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-026_-_May_21_Underwriting_5-21-21.pdf">SEL-2021-026_-_May_21_Underwriting_5-21-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/06/SEL-2021-025_-_May_21_Underwriting_5-21-21.pdf">SEL-2021-025_-_May_21_Underwriting_5-21-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-024_-_May_14_Underwriting_5-14-21.pdf">SEL-2021-024_-_May_14_Underwriting_5-14-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-023_-_May_7_Underwriting_5-7-21.pdf">SEL-2021-023_-_May_7_Underwriting_5-7-21</a></p>
<strong><span style="color: #ff0000;">April 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21.pdf">SEL-2021-022_-_April_30_COVID_Rollbacks_Phase_1_4-30-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/05/SEL-2021-021_-_April_30_Underwriting_4-30-21.pdf">SEL-2021-021_-_April_30_Underwriting_4-30-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-020_-_April_23_Underwriting_4-23-21.pdf">SEL-2021-020_-_April_23_Underwriting_4-23-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-019_-_April_9_Underwriting_4-9-21.pdf">SEL-2021-019_-_April_9_Underwriting_4-9-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-018_-_April_2_Underwriting_4-2-21.pdf">SEL-2021-018_-_April_2_Underwriting_4-2-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/04/SEL-2021-017_-_April_1_VA_Flex_4-1-21.pdf">SEL-2021-017_-_April_1_VA_Flex_4-1-21</a></p>
<strong><span style="color: #ff0000;">March 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/B-2021-09_Good_Friday_3-31-21.pdf">B-2021-09_Good_Friday_3-31-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-016_-_FHA_Endorsements_3-30-21.pdf">SEL-2021-016_-_FHA_Endorsements_3-30-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-015_-_Marc_26_Underwriting_3-26-21.pdf">SEL-2021-015_-_March_26_Underwriting_3-26-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-013_-_March_25_UCD_Updates_3-25-21.pdf">SEL-2021-013_-_March_25_UCD_Updates_3-25-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-012_-_Marc_22_FHA_New_Documents_3-22-21.pdf">SEL-2021-012_-_March_22_FHA_New_Documents_3-22-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-011_-_Marc_19_Underwriting_3-19-21.pdf">SEL-2021-011_-_March_19_Underwriting_3-19-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21.pdf">Best_Practices_-_March_2021_Top_Quality_Findings_3-16-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-009_-_Marc_12_Underwriting_3-12-21.pdf">SEL-2021-009_-_March_12_Underwriting_3-12-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-008_-_Marc_5_Underwriting_3-5-21.pdf">SEL-2021-008_-_March_5_Underwriting_3-5-21</a></p>
<strong><span style="color: #ff0000;">February 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/03/SEL-2021-007_-_Feb_26_Underwriting_2-26-21.pdf">SEL-2021-007_-_Feb_26_Underwriting_2-26-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-006_-_Feb_19_Underwriting_2-19-21.pdf">SEL-2021-006_-_Feb_19_Underwriting_2-19-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-005_-_Feb_12_Underwriting_2-12-21.pdf">SEL-2021-005_-_Feb_12_Underwriting_2-12-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/02/B-2021-07_Presidents_Holiday_2-9-21.pdf">B-2021-07_Presidents_Holiday_2-9-21</a></p>
<strong><span style="color: #ff0000;">January 2021</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/02/SEL-2021-004_-_Jan_29_Underwriting_1-29-21.pdf">SEL-2021-004_-_Jan_29_Underwriting_1-29-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-003_-_Jan_22_Underwriting_1-22-21.pdf">SEL-2021-003_-_Jan_22_Underwriting_1-22-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-002_-_Jan_15_Underwriting_1-15-21.pdf">SEL-2021-002_-_Jan_15_Underwriting_1-15-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/01/SEL-2021-001_-_Jan_8_Underwriting_1-8-21.pdf">SEL-2021-001_-_Jan_8_Underwriting_1-8-21</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2021/01/B-2021-02_MLK_Day_Holiday_Hours_1-7-21.pdf">B-2021-02_MLK_Day_Holiday_Hours_1-7-21</a></p>
<strong><span style="color: #ff0000;">December 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20.pdf">SEL-2020-100_-_Corr_and_HFA_URLA_12-23-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-099_-_Dec_23_Underwriting_12-23-20.pdf">SEL-2020-099_-_Dec_23_Underwriting_12-23-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-28A_New_Years_Holiday_Hours_12-23-20.pdf">B-2020-28A_New_Years_Holiday_Hours_12-23-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-098_-_Dec_18_Underwriting_12-18-20.pdf">SEL-2020-098_-_Dec_18_Underwriting_12-18-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-097_-_Dec_11_Underwriting_12-11-20.pdf">SEL-2020-097_-_Dec_11_Underwriting_12-11-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20.pdf">Best_Practices_-_Dec_2020_Top_Quality_Findings_12-10-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-27_Christmas_Holiday_Hours_12-8-20.pdf">B-2020-27_Christmas_Holiday_Hours_12-8-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/B-2020-026_AIQ_Web_Updates_Final_12_7_2020.pdf">B-2020-026_AIQ_Web_Updates_Final_12_7_2020</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/12/SEL-2020-095_-_Dec_4_Underwriting_12-4-20.pdf">SEL-2020-095_-_Dec_4_Underwriting_12-4-20</a></p>
<strong><span style="color: #ff0000;">November 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-093_-_Nov_27_Underwriting_11-27-20.pdf">SEL-2020-093_-_Nov_27_Underwriting_11-27-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-092_-_Nov_20_Underwriting_11-20-20.pdf">SEL-2020-092_-_Nov_20_Underwriting_11-20-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-23_Thanksgiving_Holiday_11-18-20.pdf">B-2020-23_Thanksgiving_Holiday_11-18-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-090_-_Nov_13_Underwriting_11-13-20.pdf">SEL-2020-090_-_Nov_13_Underwriting_11-13-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/SEL-2020-089_-_Nov_6_Underwriting_11-6-20.pdf">SEL-2020-089_-_Nov_6_Underwriting_11-6-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/11/B-2020-21_Veterans_Day_Holiday_11-5-20.pdf">B-2020-21_Veterans_Day_Holiday_11-5-20</a></p>
<strong><span style="color: #ff0000;">October 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-088_-_Oct_30_Underwriting_10-30-20.pdf">SEL-2020-088_-_Oct_30_Underwriting_10-30-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-086_-_Oct_23_Underwriting_10-23-20.pdf">SEL-2020-086_-_Oct_23_Underwriting_10-23-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-085_-_Oct_16_Underwriting_10-16-20.pdf">SEL-2020-085_-_Oct_16_Underwriting_10-16-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-084_-_Oct_9_Underwriting_10-9-20.pdf">SEL-2020-084_-_Oct_9_Underwriting_10-9-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-19_Columbus_Holiday_10-7-20.pdf">B-2020-19_Columbus_Holiday_10-7-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/B-2020-17A_HFA_AIQ_Web_Updates_10-5-20.pdf">B-2020-17A_HFA_AIQ_Web_Updates_10-5-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/10/SEL-2020-082_-_Oct_2_Underwriting_10-2-20.pdf">SEL-2020-082_-_Oct_2_Underwriting_10-2-20</a></p>
<strong><span style="color: #ff0000;">September 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-081_-_Sept_25_Underwriting_9-25-20.pdf">SEL-2020-081_-_Sept_25_Underwriting_9-25-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-080_-_Sept_18_Underwriting_9-18-20.pdf">SEL-2020-080_-_Sept_18_Underwriting_9-18-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20.pdf">Best_Practices_-_Sept_2020_Top_Quality_Findings_9-16-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-079_-_Sept_4_Underwriting_9-4-20.pdf">SEL-2020-079_-_Sept_4_Underwriting_9-4-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/B-2020-16_Labor_Day_Holiday_9-2-20.pdf">B-2020-16_Labor_Day_Holiday_9-2-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/09/SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20.pdf">SEL-2020-078_-_Sept_1_Gov._Ext_Temp_Flex_9-1-20</a></p>
<strong><span style="color: #ff0000;">August 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-074_-_August_28_Underwriting_8-28-20.pdf">SEL-2020-074_-_August_28_Underwriting_8-28-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-071_August_21_2020_Seller_Guide_Updates.pdf">SEL-2020-071_August_21_2020_Seller_Guide_Updates</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-069_-_August_14_Underwriting_8-14-20.pdf">SEL-2020-069_-_August_14_Underwriting_8-14-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20.pdf">SEL-2020-067_-_August_11_Forbearance_Updates_8-11-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-066_August_10_HFA_Underwriting_8-10-20.pdf">SEL-2020-066_August_10_HFA_Underwriting_8-10-20</a></p>
<strong><span style="color: #ff0000;">July 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-062_July_31_Underwriting_7-31-20.pdf">SEL-2020-062_July_31_Underwriting_7-31-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/08/SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20.pdf">SEL-2020-061_-_July_30_Forbearance_Updates_7-31-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-055_-_July_17_Underwriting_7-17-20.pdf">SEL-2020-055_-_July_17_Underwriting_7-17-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-053_-_July_10_Underwriting_7-10-20.pdf">SEL-2020-053_-_July_10_Underwriting_7-10-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/07/SEL-2020-052_-_July_3_Underwriting_7-3-20.pdf">SEL-2020-052_-_July_3_Underwriting_7-3-20</a></p>
<strong><span style="color: #ff0000;">June 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-14_July_4th_Holiday_6-26-20.pdf">B-2020-14_July_4th_Holiday_6-26-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-050_-_June_19_Underwriting_6-19-20.pdf">SEL-2020-050_-_June_19_Underwriting_6-19-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/B-2020-13_Juneteenth_Day_Holiday_6-17-20.pdf">B-2020-13_Juneteenth_Day_Holiday_6-17-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20.pdf">Best_Practices_-_June_2020_Top_Quality_Findings_6-16-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-048_-_June_12_Underwriting_6-12-20.pdf">SEL-2020-048_-_June_12_Underwriting_6-12-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/06/SEL-2020-046_-_June_5_Underwriting_6-5-20.pdf">SEL-2020-046_-_June_5_Underwriting_6-5-20</a></p>
<strong><span style="color: #ff0000;">May 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20.pdf">SEL-2020-044_-_USBHM_Forbearance_Attestation_Clarification_5-22-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-043_-_May_22_Underwriting_5-22-20.pdf">SEL-2020-043_-_May_22_Underwriting_5-22-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/B-2020-12A_Memorial_Day_Holiday_5-19-20.pdf">B-2020-12A_Memorial_Day_Holiday_(and holiday closings list) 5-19-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20.pdf">SEL-2020-039_-_May_11_Temp_Forbearance_Update_5-11-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-037_-_May_5_Attestation_5-5-20.pdf">SEL-2020-037_-_May_5_Attestation_5-5-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-036_-_May_1_Underwriting_5-1-20.pdf">SEL-2020-036_-_May_1_Underwriting_5-1-20</a></p>
<strong><span style="color: #ff0000;">April 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20.pdf">SEL-2020-034_-_April_24_USBHM_Forbearance_4-27-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-032_-_April_24_Underwriting_4-24-20.pdf">SEL-2020-032_-_April_24_Underwriting_4-24-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/04/SEL-2020-031_-_April_17_Underwriting_4-17-20.pdf">SEL-2020-031_-_April_17_Underwriting_4-17-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/04/COVID-19_Frequently_Asked_Questions_4_17_2020.pdf">COVID-19_Frequently_Asked_Questions_4_17_2020</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20.pdf">SEL-2020-027_-_April_7_Overlay_Clarification_4-7-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20.pdf">SEL-2020-026_-_HFA_April_3_Overlay_Updates_4-3-20</a></p>
<strong><span style="color: #ff0000;">February 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-013_-_Feb_28_Underwriting_2-28-20.pdf">SEL-2020-013_-_Feb_28_Underwriting_2-28-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20.pdf">SEL-2020-008_-_Feb_10_FHLMC_AMI_2-10-20</a></p>
<strong><span style="color: #ff0000;">January 2020</span></strong>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-006_-_Jan_31_Underwriting_1-31-20.pdf">SEL-2020-006_-_Jan_31_Underwriting_1-31-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-004_-_Jan_27_Underwriting_1-27-20.pdf">SEL-2020-004_-_Jan_27_Underwriting_1-27-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-002_-_Jan_16_Underwriting_1-16-20.pdf">SEL-2020-002_-_Jan_16_Underwriting_1-16-20</a></p>
<p style="padding-left: 30px;"><a href="https://reidownpayment.org/wp/wp-content/uploads/2020/05/SEL-2020-001_-_Jan_13_Underwriting_1-13-20.pdf">SEL-2020-001_-_Jan_13_Underwriting_1-13-20</a></p>