<strong>FHA, VA, &amp; Rural Development Loans:</strong>  Home buyer education is recommended, but not required.

<strong>Fannie Mae HFA Preferred and Freddie Mac HFA Advantage:</strong>  Required if all borrowers are first-time home buyers, at least one borrower must complete pre-purchase home buyer education and counseling.  The online course listed below is an acceptable course as is an on-line MI company, and/or an OHEA Certified or HUD certified counselors.

Please call 800.658.2823 for information about Homebuyer Education.