Hello, my wife and I have been searching for a house to make into our home, However we have had little luck due to our credit, mine just recieved a drastic drop of 93 points after I paid my car off early 6 year term and it was paid off in 18 months, with that being said now that my credit is under 560 we are not getting any positive notes in finding a house. I have a great job I am finishing my second year a Tulsa Technology Center with an associates in Applied Science and degree for Mechatronics. I'm on the National Technical Honor Society and only plan on moving forward in life. I'm asking for a little bit of help to push us in the direction of least resistance. I would love for my family to move into a home that we can make our own. Apartment life isn't for everybody. I am the only one working in our household right now my wife is a stay at home mother, I make just shy of 60k a year and only our credit is holding us back from getting a home of our own. I have a little bit of money saved up but it's not near the 10% the FHA loan requires for people with bad credit. Anything will help, possibly any information you have would be greatly appreciated.
Thank you for the consideration.