[&#8230;] Lenders &#8211; REI Down Payment Assistance &#8211; The down payment/closing cost assistance is in the form of a gift to the borrower. There are no liens, deed restrictions, or second mortgages filed against the property when utilizing the REI Gift100. The program is created to fulfill REI&#8217;s mission to provide housing opportunities to low income individuals and families. [&#8230;]