I am approved, through AMC Mortgage Company in Tulsa, for a USDA Loan up to 165,000. (agent Todd Piles, 918-491-9900.) I have missed out on two homes that I have been interested in because of necessary earnest - closing money. I am now pursuing another home and don't want to lose it. I have a solid income but am tired of renting. Can you help? Thank you.
 Arlen Beckham.