Hello! My family and I are in the process of buying a house. I was recently approved and qualified for the Down Payment Assistance Grant, which I believe is the one found here. After entering into contract on a house we found out that we needed to add my fiance's info to the loan. Originally, we just used my financial info for simplicity during pre-approval. Long story short, there was a 'technicality' on my personal finances regarding the freelance work I do on top of my salaried position(both in the same field). We are still in contract on the house we negotiated so strongly for but my fiancé's credit score was below a 640 causing us to lose the DPA side of the loan. We have done everything we possibly can to bring her score the few points it needs to be a 640+ but the credit bureaus are in no hurry to refresh the information and as the clock ticks we are quite.....stressed about it. We have documentation on all of the - rather small - debts that we cleared up, as well as, the other actions we've taken to get her score to the 640. I am reaching out to you today to see if there is anything else we can do to prove we are great candidates for this DPA, like maybe, taking a Homeowners Education class or just anything at all, in the case her score doesn't get to the 640 mark in time?

Any advice and help is greatly appreciated! 

Sincerely, 
Ty Clark   