Hello!
My cell phone network is currently down so I am in process of getting fixed (should be fixed soon .....I hope:) 
However, I can communicate through my email jsaaret@aol.com.
I am a 1st time home owner, I have a good career, and my credit "should" meet your requirements. The thing I do not have is a Down Payment. I saw this online and had to reach out to you!  I saw your Twitter page.....Thank you for what you all do!
Sincerely,
Jennifer Saaret