Offer 100% Financing To Your Borrower

The REI Gift100 program provides first mortgage financing and down payment/closing cost assistance to eligible borrowers in the state of Oklahoma.  The down payment/closing cost assistance is in the form of a gift to the borrower.  There are no liens, deed restrictions, or second mortgages filed against the property when utilizing the REI Gift100.  The program is created to fulfill REI’s mission to provide housing opportunities to low income individuals and families. REI is a 501(c)3 Non-profit organization.

REI works with lenders across the state to provide down payment assistance of 0%, 3.5% or 4% of the total first mortgage loan amount to eligible individuals and families.  Please click on the Frequently Asked Questions below for more detailed information.

REI Gift100 Government Loan Program FAQ (click for more info)

REI Gift100 Conventional Loan Program FAQ (click for more info)